Grantd Equity Inc. does not provide investment advice, tax advice, or legal advice. Grantd is not a registered investment adviser, broker-dealer, tax professional, or attorney.All platform content, tools, and outputs are provided for informational and educational purposes only and do not constitute a recommendation to take any action with respect to your equity compensation. See Section 5 for the full disclaimer.
By accessing or using the Grantd platform and related services (collectively, the"Services"), you agree to be bound by these Terms of Service ("Terms"). You accept these Terms by taking an affirmative action to indicate your agreement during account registration (for example, checking a box or clicking “I Agree”). If you do not agree to these Terms, you may not access or use the Services.
These Terms constitute a legally binding agreement between you ("User,""you," or "your") and Grantd Equity Inc., a Colorado corporation ("Grantd," "we," "us," or"our"). Your use of the Services is also governed by the Grantd Privacy Policy, which is incorporated herein by reference.
Grantd provides a financial modeling and education platform designed to help employees and equity compensation recipients understand and model their equity awards, including tools for grant visualization, scenario modeling, tax estimation, and educational content about equity compensation. Where offered, the Services mayalso include the option to connect with Grantd Wealth Inc., an SEC-registered investment adviser and affiliate of Grantd (“Grantd Wealth”), or within dependent third-party tax professionals. Any advisory relationship you establish with Grantd Wealth is separate from these Terms and is governed by Grantd Wealth’s own advisory agreement, Form ADV, Form CRS, and privacy notice.
All outputs, projections, estimates, and calculations generated by the Services are based solely on data you input and assumptions built into Grantd's models. They are illustrative and hypothetical. Grantd does not independently verify any information you provide.
2.2 Plan-Connected Accounts
Some users access the Services through a relationship between Grantd and their employer or equity plan administrator (a "Plan-Connected Account"). In these cases, Grantd may receive and display grant data, plan documents, trading windows, vesting schedules, and other equity plan information directly from the issuer. The availability and scope of issuer-provided information will vary depending on the data the issuer has made available to Grantd.
You must be at least thirteen (13) years of age to use the Services. By using the Services, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into a binding agreement. The Services are intended for use by employees and equity compensation recipients of private and public companies operating in the United States.
To access most features of the Services, you must create an account. By registering, you agree to:
(a) Provide accurate, current, and complete information during registration and keep that information updated;
(b) Maintain the confidentiality of your account password and not share it with any third party;
(c) Notify Grantd immediately at [SUPPORT EMAIL] of any suspected unauthorized use of your account or breach of security; and
(d) Accept responsibility for all activity that occurs under your account credentials.
Grantd reserves the right to suspend or terminate accounts at its sole discretion, including accounts that violate these Terms, that are inactive for an extended period, or that Grantd believes have been compromised.
Grantd is not providing investment advice, tax advice, or legal advice through the services. Grantd is not a registered investment adviser, broker-dealer, tax professional, or attorney. The services are provided for informational and educational purposes only.
All content, tools, calculators, projections, and outputs available through the Services do not constitute:
· Investment advice, or a recommendation to buy, sell, hold, or exercise any securities or equity awards;
· Tax advice or guidance on your specific tax situation or tax liability;
· Legal advice regarding your equity award agreements, employment contracts, or any other legal matter; or
· Personalized financial planning tailored to your individual financial circumstances.
The outputs of any calculator or modeling tool reflect hypothetical scenarios based solely on the inputs you provide. These outputs are estimates, not guarantees. Actual results will differ materially based on factors including, but not limited to, changes in federal and state tax law, changes in your company's valuation or share price, market conditions, your individual tax situation, and the specific terms of your equity agreements.
You should consult with a qualified financial advisor, tax professional, or attorney before making any decisions regarding your equity compensation, including any decision to exercise stock options, sell shares, or take other actions with respect to your equity awards.
Grantd displays information as provided -- either entered by you or supplied by your equity plan administrator. Grantd does not independently verify, maintain, or take responsibility for the accuracy or currency of that information, including grant details, trading windows, plan documents, vesting schedules, or company valuations. The obligation to keep issuer-provided data accurate and current rests with the issuer, not with Grantd. You should verify all material information directly with your company or equity plan administrator before taking any action with respect to your equity awards.
Grantd's modeling tools -- including calculators, scenario models, and projections --are built on methodologies and assumptions developed by Grantd. These methodologies are estimates and may not reflect your specific tax situation, jurisdiction, equity plan terms, or changes in applicable law. Grantd makes no warranty as to the accuracy or completeness of its modeling methodology.Outputs may differ from results calculated by a qualified tax or financial professional using the same inputs.
If Grantdc onnects you with a financial advisor (including Grantd Wealth Inc., Grantd’s affiliated investment adviser) or a third-party tax professional through the platform, that professional's services are governed by a separate agreement between you and that professional. Advice provided by such a professional does not constitute advice from Grantd.
6.1 Ownership of Your Data
You retain all rights, title, and interest in and to the information and data you input into the Services ("User Data"), including equity grant details, financial information, and personal information. By submitting User Data, you grant Grantd a limited, non-exclusive, worldwide license to process, store, and use that data solely to provide and improve the Services.
6.2 Accuracy of User Data
You are solely responsible for the accuracy, completeness, and legality of any User Data you provide. Grantd's calculations, projections, and modeling outputs are only as reliable as the information you input. Grantd does not independently verify grant details, valuations, or other User Data.
6.3 Derived and Aggregated Data
Grantd may create anonymized, aggregated, or de-identified data derived from User Data ("Derived Data"). Derived Data does not identify you individually. Grantd retains all rights to Derived Data and may use it for product development, research, analytics, and other legitimate business purposes.
6.4 Data from Your Employer or Equity Administrator
If your employer or equity plan administrator makes your grant data available to Grantd on your behalf, you acknowledge that such sharing is governed by the agreement between your employer and Grantd. Your employer's data sharing does not create any employ mentor advisory relationship between you and Grantd.
The Services, including all software, content, tools, designs, interfaces, algorithms, models, and underlying technology, are owned by Grantd or its licensors and are protected by copyright, trade secret, and other applicable intellectual property laws. All rights not expressly granted herein are reserved.
Subject to these Terms, Grantd grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial use. You may not:
(a) Copy, modify, reproduce, distribute, or create derivative works of any portion of the Services;
(b) Reverse engineer, decompile, or disassemble any software component of the Services;
(c) Remove or alter any proprietary notices or labels on the Services; or
(d) Sell, sublicense, or otherwise commercially exploit access to the Services.
You agree not to use the Services to:
(a) Violate any applicable federal, state, or local laws or regulations;
(b) Impersonate any person or entity, or misrepresent your identity or affiliation;
(c) Attempt to gain unauthorized access to any portion of the Services, Grantd's systems, or other users' accounts;
(d) Use automated means (bots, scrapers, crawlers) to access or interact with the Services without Grantd's written consent;
(e) Transmit any malicious code, viruses, worms, or other harmful software;
(f) Engage in any activity that interferes with, disrupts, or imposes an unreasonable burden on the Services;
(g) Collect or harvest personal information of other users; or
(h) Facilitate market manipulation, insider trading, or other securities law violations.
The Services may allow you to connect or integrate third-party accounts or services, such as your company's equity management platform, cap table software, or brokerage account. Your use of any third-party service is subject to that service's own terms of service and privacy policy. Grantd is not responsible for the practices, content, availability, or accuracy of any third-party service.
When you authorize a third-party integration, you authorize Grantd to retrieve and display information from that service on your behalf. You should review the access permissions requested before authorizing any integration.
The services are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement. This includes Grantd's modeling methodologies and calculation engines, which reflect Grantd's assumptions and may produce results that differ from those of a qualified tax or financial professional.
Without limiting the foregoing, Grantd does not warrant that:
(a) The Services will be uninterrupted, timely, secure, or error-free;
(b) Any projections, estimates, or calculations will be accurate, complete, or suitable for any particular purpose;
(c) Errors or defects in the Services will be corrected; or
(d) The Services or the servers that make them available are free of viruses or other harmful components.
Equity compensation modeling inherently involves assumptions and projections about future events -- such as company valuations, IPO timelines, and tax rates -- that are uncertain and subject to change. No projection or estimate made available through the Services should be relied upon as a prediction of future results.
To the fullest extent permitted by applicable law, Grantd and its officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of -- or inability to use -- the services, including damages for loss of profits, goodwill, savings, data, or other intangible losses, even if Grantd has been advised of the possibility of such damages.
Except to the extent attributable to Grantd’s gross negligence or willful misconduct, in no event shall Grantd's total aggregate liability to you for all claims arising from or related to the Services exceed the greater of: (a) the total amount you paid to Grantd in the twelve (12) months immediately preceding the event giving rise to the claim, or (b) five hundred dollars ($500.00).
The limitations in this Section apply regardless of the theory of liability -- contract, tort, negligence, strict liability, or otherwise -- and shall apply even if any limited remedy set forth herein fails of its essential purpose. Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, so some of the above limitations may not apply to you.
You agree to indemnify, defend, and hold harmless Grantd and its officers, directors, employees, agents, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of or access to the Services; (b) your violation of these Terms; (c) your User Data, including any claim that your User Data infringes the rights of a third party; or (d)your violation of any applicable law or regulation.
Grantd reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully with Grantd's defense of such claims.
Grantd may suspend or terminate your access to the Services at any time, with or without cause, with or without notice. Grounds for termination include, without limitation, violation of these Terms, fraudulent or illegal activity, or extended inactivity.
You may terminate your account at any time by sending a written request to info@grantdequity.com. Grantd will process account deletions within thirty (30) days of receiving your request, subject to applicable data retention obligations.
Upon termination: (a) your right to access and use the Services ceases immediately;(b) Grantd may delete your User Data in accordance with the Privacy Policy; and(c) Sections 5, 6.3, 7, 10, 11, 12, 14, and 16 survive termination.
14.1 Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of laws provisions.
14.2 Binding Arbitration
Any dispute, claim, or controversy arising out of or relating to these Terms or theServices, including the breach, termination, enforcement, or interpretation thereof, shall be resolved by binding arbitration administered by the AmericanArbitration Association under its Consumer Arbitration Rules then in effect.Arbitration shall be conducted in Denver, Colorado, or at your election via videoconference. The arbitrator's decision shall be final and binding, and judgment may be entered on the award in any court of competent jurisdiction.
Class Action Waiver. You and Grantd each waive the right to bring or participate in any class action, collective action, or representative proceeding arising out of or relating to these Terms or the Services.
14.3 Exceptions to Arbitration
Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent actual or threatened infringement or misappropriation of intellectual property rights or unauthorized disclosure of confidential information.
Grantd reserves the right to modify these Terms at any time. We will provide notice of material changes by: (a) updating the "Last Updated" date at the top of these Terms; and (b) where practicable, sending an email notification at least fourteen (14) days before the changes take effect to the address associated with your account.
Your continued use of the Services after the effective date of any modified Terms constitutes your acceptance of the changes. If you do not agree to the modified Terms, you must discontinue using the Services.
Entire Agreement. These Terms, together with the Privacy Policy and any other agreements expressly incorporated herein, constitute the entire agreement between you and Grantd with respect to theServices and supersede all prior agreements and understandings.
Severability. If any provision of theseTerms is found to be invalid, illegal, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions remain in full force and effect.
No Waiver. Grantd's failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
Assignment. You may not assign or transfer your rights or obligations under these Terms without Grantd's prior written consent. Grantd may freely assign these Terms, including in connection with a merger, acquisition, or sale of assets.
Force Majeure. Grantd shall not be liable for any failure or delay in performance caused by circumstances beyond its reasonable control.
No Third-Party Beneficiaries. TheseTerms do not confer any rights or remedies on any third party.
If you have questions about these Terms, please contact us:
Grantd Equity Inc.
1700 Lincoln St. 46th Floor
Denver, CO, 80203
Notice: notices@grantdequity.com
Support: info@grantdequity.com
